Did you know FICO scores are the world's most widely used credit scoring model? Used by 90% of lenders, FICO scores are more accurate in predicting credit risk. Unlike Vantage scores, FICO scores account for a wider range of credit data, including information from the three major credit bureaus, leading to a more comprehensive and precise representation of an individual's credit history. If you're looking for an accurate assessment of your creditworthiness, it's best to go with a FICO score.