Fair Credit Reporting Act (FCRA)
Federal law that regulates the collection of consumers' credit information and access to their credit reports.
800-775-8618
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Credit Repair Is Not A
Bill...It's Stability!
Advanced Compliance Based Credit Repair
(Fastest, most effective removals in the industry)
Legally Registered & Bonded
Credit Services Organization
(Verify by clicking on photo and typing in our name)
$126/Monthly
$139 First Work Fee
3 Bureau FICO Scores & Credit Monitoring Separate
Individual
Advanced Compliance Based Credit Repair
Advanced Compliance Based Challenges For The Fastest, Most Effective Removals In The Industry
Unlimited Deletions
Unlimited Monthly Challenges
Comprehensive Credit Audit And Personalized Dispute Strategy
24/7 Access To Your Secure Client Portal To Monitor Progress
Cancel As Soon As You Are Satisfied With Your Credit Profile & Scores. NO HIDDEN FEES.
Money Back Guarantee If No Deletions After 120 days
Challenge
Collections
Late Payments
Charge-Offs
Bankruptcies
Repossessions
Inquiries
Student Loans, Foreclosures, Etc.
PLEASE READ BELOW BEFORE SUBMITTING YOUR INFORMATION
1. If you are in an active bankruptcy, you cannot be an active client. If your bankruptcy has been dismissed or discharged that is OK.
2. During your on-boarding call we will set up your account. When you schedule your call you will be required to upload:
- valid state issued identification: unexpired Driver’s License or State ID
- and proof of address: Utility bill, bank statement, insurance statement, something official addressed to you at your home address. Credit card statements are not permitted
3. We do not service clients in the state of Georgia
4. Credit repair is a team sport, paying your bills on time, building positive credit and paying your credit card balances down is what we expect out of all of our clients. If you are not willing to consistently do these things, please do not sign up for our services.
5. No Hidden Fees
The first work fee is $139, and $126/Monthly 30 days after sign up. Your card will NOT be charged until you complete your on-boarding.
CREDIT MONITORING IS REQUIRED WHILE IN CREDIT REPAIR PROCESS. CLICK HERE
BY SUBMITTING THIS FORM YOU ARE AGREEING TO OUR TERMS & CONDITIONS
$232/Monthly
$258 First Work Fee
3 Bureau FICO Scores & Credit Monitoring Separate
Add A Spouse, Or Friend Advanced Compliance Based Credit Repair
Advanced Compliance Based Challenges For The Fastest, Most Effective Removals In The Industry
Unlimited Deletions
Unlimited Monthly Challenges
Comprehensive Credit Audit and personalized dispute strategy
24/7 Access To Your Secure Client Portal To Monitor Progress
Cancel As Soon As You Are Satisfied With Your Credit Profile & Scores. NO HIDDEN FEES.
Money Back Guarantee If No Deletions After 120 days
Challenge
Collections
Late Payments
Charge-Offs
Bankruptcies
Repossessions
Inquiries
Student Loans, Foreclosures, Etc.
PLEASE READ BELOW BEFORE SUBMITTING YOUR INFORMATION
1. If you are in an active bankruptcy, you cannot be an active client. If your bankruptcy has been dismissed or discharged that is OK.
2. During your on-boarding call we will set up your account. When you schedule your call you will be required to upload:
- valid state issued identification: unexpired Driver’s License or State ID
- and proof of address: Utility bill, bank statement, insurance statement, something official addressed to you at your home address. Credit card statements are not permitted
3. We do not service clients in the state of Georgia
4. Credit repair is a team sport, paying your bills on time, building positive credit and paying your credit card balances down is what we expect out of all of our clients. If you are not willing to consistently do these things, please do not sign up for our services.
5. No Hidden Fees
The first work fee is $258, and $232/Monthly 30 days after sign up. Your card will NOT be charged until you complete your onboarding. You will both need to have separate client portals and separate on-boarding calls.
CREDIT MONITORING IS REQUIRED WHILE IN CREDIT REPAIR PROCESS. CLICK HERE
BY SUBMITTING THIS FORM YOU ARE AGREEING TO OUR TERMS & CONDITIONS
$116/Monthly
$129 First Work Fee
3 Bureau FICO Scores & Credit Monitoring Separate
Active Duty Military/Veteran Advanced Compliance Based Credit Repair
Advanced Compliance Based Challenges For The Fastest, Most Effective Removals In The Industry
Unlimited Deletions
Unlimited Monthly Challenges
Comprehensive Credit Audit and personalized dispute strategy
24/7 Access To Your Secure Client Portal To Monitor Progress
Cancel As Soon As You Are Satisfied With Your Credit Profile & Scores. NO HIDDEN FEES.
Money Back Guarantee If No Deletions After 120 days
Challenge
Collections
Late Payments
Charge-Offs
Bankruptcies
Repossessions
Inquiries
Student Loans, Foreclosures, Etc.
PLEASE READ BELOW BEFORE SUBMITTING YOUR INFORMATION
1. If you are in an active bankruptcy, you cannot be an active client. If your bankruptcy has been dismissed or discharged that is OK.
2. During your on-boarding call we will set up your account. When you schedule your call you will be required to upload:
- valid state issued identification: unexpired Driver’s License or State ID
- and proof of address: Utility bill, bank statement, insurance statement, something official addressed to you at your home address. Credit card statements are not permitted
3. We do not service clients in the state of Georgia
4. Credit repair is a team sport, paying your bills on time, building positive credit and paying your credit card balances down is what we expect out of all of our clients. If you are not willing to consistently do these things, please do not sign up for our services.
5. No Hidden Fees
The first work fee is $129, and $116/Monthly 30 days after sign up. Your card will NOT be charged until you complete your on-boarding.
CREDIT MONITORING IS REQUIRED WHILE IN CREDIT REPAIR PROCESS. CLICK HERE
BY SUBMITTING THIS FORM YOU ARE AGREEING TO OUR TERMS & CONDITIONS
SCHEDULE YOUR
FREE CONSULTATION
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We Can Help Improve
Your Credit Scores
By Removing:
COLLECTIONS
An account that is seriously past due. Most often a creditor will turn the account over to their collection department, or sell the debt to a collection agency. Once the debt is sold, the account can then be reported as a separate account on your credit report. The impact of a collection account has a significant negative hold on your credit scores.
LATE PAYMENTS
Typically you have a 30-day window with your creditors to get a payment in before they report negative information to the Credit Bureaus. Paying 30 days or more past due could drop your scores as much as 100 points.
CHARGE OFFS
When a creditor gives up on trying to collect a debt after you've missed payments for several months, it's considered a charge off. In other words a creditor can decide that the debt is a loss for the company, and designate it as "charged off." You are not off the hook with repaying that debt. The charge off can remain on your credit report for up to 7 years from the date your first missed payment was reported.
REPOS
Repossessions can damage your credit score to a very high degree. This can make it extremely hard to obtain another auto loan in the near future. The listing of a repossession in the public records section of your credit report will haunt you for years.
HARD INQUIRIES
Hard inquiries are applications for new credit accounts, which make up about 10% of your credit score. Too many hard inquiries in a short period of time could make you look like you're seeking loans and credit cards that you may not be able to pay back. Hard inquiries remain on credit reports for 2 years.
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How Do I Know My Credit Is Being Worked On?
You will be given a secured client portal upon signing up to track your progress. The portal will allow you to see all the challenge letters we submit to the bureaus, and creditors on your behalf, send messages, upload documents, pay invoices, track your monthly updated scores, etc.
Can Deleted Items Be Placed Back On My Credit Report?
Yes, your creditors may report an item again, even after it’s been removed or deleted. Also creditors may even sell your debt to another company that will report that debt as a new account of your credit report. It’s important to contact both the credit bureaus and your creditors. This will increase the likelihood that inaccurate or unfair negative items will not reappear on your credit.
How Long Does Credit Repair Take?
Every credit profile is different. Profiles with a normal amount of negative information can typically take between 4-6 months to see the results you're looking for. Other credit profile situations may require a little more time.
How Much Should Credit Repair Cost?
Credit repair is a specialized, and intense service, that requires a lot of personal attention. We offer advanced credit repair for our clients, but we don't believe in charging an advanced price. We are here to help, by keeping the fee for ours services very affordable for all clients.
Fico vs. Vantage
Which Is Industry Standard?
90% of top lenders use FICO scores when making lending decisions. It's highly likely your lender will be checking your FICO Scores to determine how much you can borrow and how much interest you'll pay over a period of time.
What Is A Good Credit Score?
Depending on the credit scoring model, generally credit scores ranging from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.
How The Process Works?
We are with you every step of the way.
Call or Text 800-775-8618
BOOK A PHONE CALL
15 minute consultation to evaluate your credit repair needs, and goals.
SIGNUP
AS CLIENT
Complete the required steps
for onboarding, after your
free consultation to receive
your credit analysis.
SIT BACK
AND RELAX
We do all the
work for you.
We challenge the negative data that's hurting
your credit profile
& scores.
What Can A Good Credit Score Do For You?
760
Buy Your
Forever
Home
Afford Your
Dream
Car
Achieve
Financial
Freedom
Read About
Choosing A Credit Card: The Deal is in the Disclosures
Provided by The Federal Trade Commission
Why TeachPeopleHow.com?
Put us to work. Invest your time where it's needed
You Get Your Own
Secured Client Portal
24/7 Secured Access.
Easy to navigate and stress free.
You will be notified by email to gain access, once you become a client.
What Are You Waiting For?
Go For It!
With us, you can be rest assured your choice could change your future.
Experience credit repair specialists
We provide detailed, and informative information throughout the process
Negative Items
Here are a few we see all the time.
Collections
Charge-Offs
Repossessions
Foreclosures
Late Payments
Bankruptcies
Inquiries
Judgements
